How providers evaluate risk
Underwriting may place greater weight on revenue, operating history, credit quality and the business's overall financial profile.
Commercial credit guide
Unsecured Commercial Line of Credit
An unsecured commercial line of credit generally does not rely on specific pledged collateral in the same way as a secured facility.
Guarantees and terms
Some products described as unsecured may still include personal guarantees or other contractual protections.
Compare the full structure
Evaluate credit limit, draw rules, repayment schedule, fees, interest and any guarantee requirements.