Editorial Policy
CommercialLineOfCredit.com is a YMYL (Your Money or Your Life) site. Our content directly influences financial decisions that can affect a business owner's livelihood. We hold ourselves to corresponding editorial standards: accuracy, transparency, and no fabricated claims.
What this policy covers
This policy applies to all educational content on CommercialLineOfCredit.com, including rates, requirements, cost estimates, comparisons, guides, and FAQs. It does not apply to user-submitted content (we have none) or paid advertising (we currently display none).
Content accuracy standards
We write content that can be verified or is clearly disclosed as illustrative.
- No invented lender names, lender relationships, or lender rankings
- No fabricated approval statistics, funding amounts, or customer outcomes
- Rate and cost ranges are sourced from public data or disclosed as illustrative estimates
- Calculator results are estimates based on user-entered assumptions, not quotes
- Comparison tables use general market descriptions, not specific lender claims
- No claims we cannot support with a public source or clear methodology disclosure
Commercial independence
Potential compensation relationships (see How We Make Money) do not influence editorial content. Pages are not ranked, ordered, or written to favor any lender or provider. Educational content is produced to be useful to the reader, not to maximize referral clicks.
Corrections and updates
We update content when it becomes factually inaccurate — for example, when regulatory changes affect eligibility requirements, or when market rate ranges shift materially. Substantive corrections are noted on the relevant page. If you believe a page contains an error, contact us.
YMYL responsibility
We recognize that business finance content can materially affect a reader's decisions and financial wellbeing. We do not: exaggerate approval likelihood, promise specific rates or terms, use urgency-based pressure tactics, or make claims that mislead readers about the difficulty or complexity of obtaining credit.