Commercial credit guide

Commercial Line of Credit Rates & Costs

Commercial line of credit pricing varies by provider, structure and borrower profile. Compare the components that can affect total cost before evaluating an offer.

What affects pricing?

Providers may consider business history, revenue, credit profile, collateral, industry, requested amount and overall risk.

Look beyond the headline rate

Costs can include interest, draw fees, origination fees, maintenance fees or other provider-specific charges.

Secured vs. unsecured

A secured facility may use business assets or other collateral. Unsecured structures can have different eligibility and pricing.